முகப்பு  »  வங்கி  »  கிரெடிட் கார்டு  »  Kotak  »  Kotak Essentia Platinum Credit Card

Kotak Essentia Platinum Credit Card Kotak

  • The accumulated points can be redeemed for cash, airline tickets, air miles, mobile recharge, movie tickets, branded merchandise and so on.
  • Add-on card fee: Rs 299.
  • Interest Charges on outstanding balances: 3.50% per month (annualized: 42% per annum).

Annual Fee 749
Network Visa
Card Type Rewards
Welcome Gifts
  • There is no Welcome Gift available with Kotak Essentia Platinum Credit Card. 
Rewards
  • Get 10% savings on departmental and grocery store spending.
  • The cardholder will get 10 saving points on spending Rs 100 at departmental and grocery stores.
  • Re 1= 1 saving point.
Features
  • Earn 1 saving point for every spending of Rs 250 on other categories.
  • The add-on cards will also have the same benefits as that of the main card.
  • The cardholder can set the spending limit on the add-on card as per the requirements and can track the same separately on each of the add-on cards.
  • Spend Rs 1,25,000 every 6 months and get 6 free PVR movie tickets or 1200 reward points.
Required Docs
  • One Identity Proof issued by the government of India – Election Voters ID, Driving License, Aadhaar Card, Passport, Ration Card.
  • Proof of Income – Last 3 months salary slip or last 3 months bank statement.
  • Duly filled in application form of Kotak Mahindra Bank Credit Card.
  • Address Proof – Electricity Bill (latest or previous month), Phone Bill (latest or previous month), Rental agreement, Flat maintenance bill (latest or previous month), bank statement (latest or previous month), Passport, Driving License
  • PAN Card.
  • Passport size photograph.
Pricing
  • Joining Fee: Rs 1,499.
  • Renewal Fee: Rs 749.

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