UTI Retirement Fund - Direct Plan Growth | UTI Retirement Fund - Direct Plan NAV Today [54.45], Performance & History

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Solution Oriented Retirement Fund Direct Growth

Regular

Direct

3 Year Absolute Returns

34.81% ↑

NAV (₹) on 19 Jun 2026

54.45

1 Day NAV Change

-0.03%

Risk Level

High Risk

Rating

UTI Retirement Fund - Direct Plan is a Debt mutual fund categorized under Hybrid, offered by UTI Asset Management Co. Ltd.. Launched on 01 Jan 2013, investors can start with a minimum SIP of ₹100 or a ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

01 Jan 2013

Min. Lumpsum Amount

₹ 500

Fund Age

13 Yrs

AUM

₹ 4,607.75 Cr.

Benchmark

CRISIL Debt Hybrid Index

Expense Ratio

1.07%

Scheme Type

Open Ended

Exit Load

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 4,607.75 Cr

Equity

187.38%

Debt

277.78%

Other Assets & Liabilities

34.84%

Sector Holdings

Sectors	Weightage
Government Securities	22.43%
Finance & Investments	13.33%
Current Assets	11.20%
Finance - Banks - Private Sector	7.72%
Non Convertible Debentures	4.62%
IT Consulting & Software	3.69%
Pharmaceuticals	3.11%
Finance - Term Lending Institutions	2.83%
Finance - Banks - Public Sector	2.36%
Certificate of Deposits	2.27%
Non-Banking Financial Company (NBFC)	2.20%
Construction, Contracting & Engineering	1.53%
Refineries	1.44%
Auto - Cars & Jeeps	1.42%
Cigarettes & Tobacco Products	1.31%
Telecom Services	1.16%
Power - Transmission/Equipment	1.14%
Debt	1.10%
Finance - Life Insurance	1.07%
Real Estate Investment Trusts (REIT)	1.04%
Telecom Equipment	0.88%
Personal Care	0.78%
Mining/Minerals	0.73%
Cement	0.57%
Power - Generation/Distribution	0.54%
Auto - 2 & 3 Wheelers	0.49%
Airlines	0.47%
Domestic Appliances	0.47%
Internet & Catalogue Retail	0.46%
Steel - General	0.46%
Chemicals - Inorganic - Caustic Soda/Soda Ash	0.42%
Oil Drilling And Exploration	0.42%
Education - Coaching/Study Material/Others	0.41%
Diversified	0.40%
Realty	0.40%
Logistics - Warehousing/Supply Chain/Others	0.39%
Paper & Paper Products	0.39%
Miscellaneous	0.38%
Infrastructure - General	0.38%
Entertainment & Media	0.37%
Investment Trust	0.34%
Finance - Mutual Funds	0.32%
Finance - Reinsurance	0.31%
Shipping	0.28%
Hotels, Resorts & Restaurants	0.27%
Agro Chemicals/Pesticides	0.26%
Retail - Apparel/Accessories	0.24%
Auto - LCVs/HCVs	0.24%
Textiles - Readymade Apparels	0.24%
Iron & Steel	0.19%
Aluminium	0.19%
Short Term Deposits	0.18%
Chemicals - Speciality	0.16%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
NET CURRENT ASSETS	11.20%	₹ 517.35	Others
07.18% MAT -24/07/2037	6.89%	₹ 317.69	Others
6.68% MAT- 07/07/2040	3.48%	₹ 160.40	Others
07.32% MAT -13/11/2030	3.11%	₹ 143.36	Others
HDFC BANK LIMITED	2.88%	₹ 132.61	Finance - Banks - Private Sector
7.24% MAT- 18/08/2055	2.59%	₹ 119.21	Others
ICICI BANK LTD	2.43%	₹ 111.83	Finance - Banks - Private Sector
INFOSYS LTD.	1.91%	₹ 87.78	IT Consulting & Software
POWER FINANCE CORPORATION LTD.	1.61%	₹ 74.20	Finance - Term Lending Institutions
6.28% MAT- 14/07/2032	1.58%	₹ 72.67	Others
LARSEN & TOUBRO LTD.	1.53%	₹ 70.43	Construction, Contracting & Engineering
RELIANCE INDUSTRIES LTD.	1.42%	₹ 65.51	Refineries
ITC LTD.	1.31%	₹ 60.23	Cigarettes & Tobacco Products
07.32% RAJASTHAN SGS Mat - 24/09/2035	1.20%	₹ 55.42	Finance & Investments
BHARTI AIRTEL LTD.	1.16%	₹ 53.30	Telecom Services
POWER GRID CORPORATION OF INDI	1.14%	₹ 52.57	Power - Transmission/Equipment
7.73% WEST BENGAL SGS Mat - 04/02/2043	1.13%	₹ 51.93	Finance & Investments
06.94% Mat- 11/05/2036	1.09%	₹ 50.10	Others
7.88% ANDHRA PRADESH SGS 25/03/2046	1.09%	₹ 50.10	Others
ADITYA BIRLA CAPITAL LTD	1.08%	₹ 49.78	Finance & Investments
INDIAN RAILWAY FINANCE CORPORATION LIMITED	1.08%	₹ 49.83	Others
07.73% HARYANA SGS Mat - 18/02/2045	1.07%	₹ 49.20	Finance & Investments
7.66% KERALA SGS Mat - 18/02/2039	1.07%	₹ 49.40	Finance & Investments
EXPORT IMPORT BANK OF INDIA	1.07%	₹ 49.08	Finance - Banks - Public Sector
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	1.07%	₹ 49.48	Finance - Banks - Private Sector
6.92% G SEC MAT- 18/11/39	1.06%	₹ 48.90	Others
POWER FINANCE CORPORATION LTD.	1.05%	₹ 48.29	Finance - Term Lending Institutions
7.74% WEST BENGAL SGS Mat - 18/02/2044	1.04%	₹ 47.73	Finance & Investments
NABARD - 28/01/2027	1.03%	₹ 47.54	Others
6.82% ANDHRA SGS MAT -04/06/2036	1.02%	₹ 46.80	Finance & Investments
7.68% MADHYA PRADESH SGS Mat - 04/02/2043	1.02%	₹ 47.02	Finance & Investments
WIPRO LIMITED	1.01%	₹ 46.64	IT Consulting & Software
7.10% - MAT - 08/04/2034	0.95%	₹ 43.58	Others
INDUS TOWERS LIMITED	0.88%	₹ 40.52	Telecom Equipment
6.99% WB SDL MAT - 29/09/2036	0.82%	₹ 37.74	Finance & Investments
SHRIRAM FINANCE LTD	0.79%	₹ 36.23	Non-Banking Financial Company (NBFC)
MAHINDRA & MAHINDRA LTD.	0.77%	₹ 35.52	Auto - Cars & Jeeps
HCL TECHNOLOGIES LTD.	0.76%	₹ 35.09	IT Consulting & Software
STATE BANK OF INDIA	0.75%	₹ 34.58	Finance - Banks - Public Sector
LIC OF INDIA	0.70%	₹ 32.14	Finance - Life Insurance
MARUTI SUZUKI INDIA LTD.	0.65%	₹ 29.95	Auto - Cars & Jeeps
GRASIM INDUSTRIES LTD.	0.57%	₹ 26.35	Cement
08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3	0.57%	₹ 26.43	Others
REC LTD	0.54%	₹ 24.81	Others
CAPLIN POINT LABORATORIES LTD	0.54%	₹ 24.81	Pharmaceuticals
TATA POWER COMPANY LTD.	0.54%	₹ 24.66	Power - Generation/Distribution
ADITYA BIRLA HOUSING FINANCE LTD	0.54%	₹ 24.92	Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED	0.54%	₹ 24.91	Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED	0.54%	₹ 24.84	Others
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	0.54%	₹ 24.90	Finance - Banks - Public Sector
COAL INDIA LTD.	0.53%	₹ 24.28	Mining/Minerals
7.65% MADHYAPRADESH SGS Mat - 11/03/2040	0.53%	₹ 24.61	Others
AXIS FINANCE LTD	0.53%	₹ 24.62	Others
BAJAJ FINANCE LTD.	0.53%	₹ 24.52	Non-Banking Financial Company (NBFC)
POONAWALLA FINCORP LTD.	0.53%	₹ 24.65	Non-Banking Financial Company (NBFC)
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	0.53%	₹ 24.52	Finance - Banks - Private Sector
07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029	0.53%	₹ 24.35	Others
07.23% RAJASTHAN SGS Mat - 23/10/2035	0.52%	₹ 24.16	Finance & Investments
6.96% AP SDL MAT - 06/08/2034	0.52%	₹ 23.89	Finance & Investments
7.08% A P SGL MAT - 26/03/2037	0.52%	₹ 23.73	Finance & Investments
CANARA BANK - 28/01/2027	0.52%	₹ 23.78	Others
SMALL INDST. DEV. BANK OF INDIA - 28/01/2027	0.52%	₹ 23.75	Others
AJANTA PHARMA LTD.	0.51%	₹ 23.44	Pharmaceuticals
AUROBINDO PHARMA LTD.	0.51%	₹ 23.51	Pharmaceuticals
EMAMI LTD.	0.50%	₹ 22.87	Personal Care
7.12% MAHARASHTRA SGS MAT -16/07/2047	0.50%	₹ 23.22	Finance & Investments
HERO MOTOCORP LTD.	0.49%	₹ 22.39	Auto - 2 & 3 Wheelers
CROMPTON GREAVES CONSUMER ELEC	0.47%	₹ 21.88	Domestic Appliances
INTERGLOBE AVIATION LTD	0.47%	₹ 21.52	Airlines
INFO-EDGE (INDIA) LTD.	0.46%	₹ 20.98	Internet & Catalogue Retail
SHIVALIK BIMETAL CONTROLS LTD	0.46%	₹ 21.01	Steel - General
REIT- KNOWLEDGE REALTY TRUST REIT	0.44%	₹ 20.47	Real Estate Investment Trusts (REIT)
REIT- NEXUS SELECT TRUST	0.43%	₹ 19.94	Real Estate Investment Trusts (REIT)
FEDERAL BANK LTD.	0.43%	₹ 20.03	Finance - Banks - Private Sector
TORRENT PHARMACEUTICALS LTD.	0.43%	₹ 19.70	Pharmaceuticals
OIL INDIA LTD.	0.42%	₹ 19.13	Oil Drilling And Exploration
GHCL LTD.	0.42%	₹ 19.14	Chemicals - Inorganic - Caustic Soda/Soda Ash
NIIT LEARNING SYSTEMS LTD	0.41%	₹ 19.02	Education - Coaching/Study Material/Others
PHOENIX MILLS LTD	0.40%	₹ 18.44	Realty
DCM SHRIRAM LTD.	0.40%	₹ 18.46	Diversified
VRL LOGISTICS LTD	0.39%	₹ 17.76	Logistics - Warehousing/Supply Chain/Others
ADITYA BIRLA CAPITAL LTD	0.39%	₹ 17.91	Finance & Investments
JK PAPER LTD.	0.39%	₹ 18.10	Paper & Paper Products
MOTILAL OSWAL FINANCIAL SERVIC	0.39%	₹ 18.12	Finance & Investments
INDUSIND BANK	0.38%	₹ 17.36	Finance - Banks - Private Sector
G R INFRAPROJECTS LTD	0.38%	₹ 17.47	Infrastructure - General
TIPS MUSIC LIMITED	0.37%	₹ 16.87	Entertainment & Media
ICICI PRUDENTIAL LIFE INSURA L	0.37%	₹ 16.87	Finance - Life Insurance
MARKSANS PHARMA LTD.	0.37%	₹ 17.13	Pharmaceuticals
SUNDARAM FINANCE LTD.	0.35%	₹ 15.94	Non-Banking Financial Company (NBFC)
INVIT - IRB INVIT FUND	0.34%	₹ 15.66	Investment Trust
PIRAMAL FINANCE LIMITED	0.34%	₹ 15.53	Finance & Investments
MAX FINANCIAL SERVICES LTD.	0.32%	₹ 14.91	Finance & Investments
REC LTD	0.31%	₹ 14.51	Others
6.98% MAHARASHTRA SGS MAT -25/06/2037	0.31%	₹ 14.18	Finance & Investments
BIOCON LTD.	0.31%	₹ 14.19	Pharmaceuticals
GENERAL INSURANCE CORPORATION	0.31%	₹ 14.09	Finance - Reinsurance
COLGATE PALMOLIVE INDIA LTD.	0.28%	₹ 12.81	Personal Care
GREAT EASTERN SHIPPING CO. LTD	0.28%	₹ 12.96	Shipping
MAHINDRA HOLIDAYS & RESORTS IN	0.27%	₹ 12.48	Hotels, Resorts & Restaurants
GODREJ SEEDS AND GENETICS LIMITED	0.27%	₹ 12.31	Others
GODREJ SEEDS AND GENETICS LIMITED	0.27%	₹ 12.29	Others
UPL LTD.	0.26%	₹ 11.92	Agro Chemicals/Pesticides
TATA MOTORS LTD	0.24%	₹ 11.19	Auto - LCVs/HCVs
S.P.APPARELS LTD	0.24%	₹ 10.90	Textiles - Readymade Apparels
RAYMOND LIFESTYLE LTD	0.24%	₹ 11.01	Retail - Apparel/Accessories
GLENMARK PHARMACEUTICALS LTD.	0.22%	₹ 10.27	Pharmaceuticals
VEDANTA LTD	0.20%	₹ 9.43	Mining/Minerals
ALEMBIC PHARMACEUTICALS	0.20%	₹ 9.22	Pharmaceuticals
CANARA BANK - 12/03/2027	0.20%	₹ 9.43	Others
MALCO ENERGY LTD.	0.19%	₹ 8.88	Miscellaneous
TALWANDI SABO POWER LTD.	0.19%	₹ 8.88	Miscellaneous
VEDANTA ALUMINIUM METAL LTD.	0.19%	₹ 8.88	Aluminium
VEDANTA IRON AND STEEL LTD.	0.19%	₹ 8.88	Iron & Steel
REC LTD	0.17%	₹ 7.95	Finance - Term Lending Institutions
REIT- MINDSPACE BUSINESS PARKS	0.17%	₹ 7.87	Real Estate Investment Trusts (REIT)
ROSSARI BIOTECH LTD	0.16%	₹ 7.41	Chemicals - Speciality
Nifty 5 yr Benchmark G-Sec ETF	0.11%	₹ 5.27	Finance - Mutual Funds
UTI - Nifty 50 ETF ETF	0.11%	₹ 5.21	Finance - Mutual Funds
AXIS BANK LTD. STD - MARGIN	0.11%	₹ 5	Others
Nifty 10 yr Benchmark G-Sec ETF	0.10%	₹ 4.58	Finance - Mutual Funds
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	0.07%	₹ 3.09	Others
7.79% WESTBENGAL SGS Mat - 18/03/2045	0.06%	₹ 2.97	Others
7.48% UTTAR PRADESH SDL 20/03/2036	0.04%	₹ 1.96	Finance & Investments
07.08% HARYANA SDL MAT - 26/03/2039	0.02%	₹ 0.81	Finance & Investments
BHARAT PETROLEUM CORPN LTD.	0.02%	₹ 0.77	Refineries
TORRENT PHARMACEUTICALS LTD.	0.02%	₹ 0.99	Pharmaceuticals
MPHASIS LTD	0.01%	₹ 0.34	IT Consulting & Software
7.19% MAHARASHTRA SDL-27/02/2040	0.01%	₹ 0.67	Finance & Investments

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	1.08%	2.14%	5.31%	10.47%
Category returns	7.14%	13.23%	30.14%	56.01%

Fund Objective

The Objective of the scheme is to provide pension to investors particularly self-employed persons after they attain the age of 58 years, in the form of periodical cash flow up-to the extent of ... Read more

AMC Details

Name

UTI Asset Management Co. Ltd.

Date of Incorporation

01 Feb 2003

CEO

Mr. Vetri Subramaniam

CIO

Mr Vetri Subramaniam

Type

Bank Sponsored

Address

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051

Website

https://www.utimf.com

[email protected]

Scheme Name	NAV	Returns 1Y 3Y 5Y	AUM (Cr)	Expense Ratio	Risk Meter
ICICI Prudential Retirement Fund - Pure Equity - Direct Plan Diversified Direct	₹38.94	12.09%	90.98%	181.56%	₹1,924	0.77%	Very High
ICICI Prudential Retirement Fund - Pure Equity - Direct Plan Diversified Direct	₹38.93	12.09%	90.93%	181.49%	₹1,924	0.77%	Very High
ICICI Prudential Retirement Fund - Pure Equity Diversified Regular	₹34.90	10.62%	83.30%	163.00%	₹1,924	2.03%	Very High
ICICI Prudential Retirement Fund - Pure Equity Diversified Regular	₹34.90	10.58%	83.20%	163.00%	₹1,924	2.03%	Very High
ICICI Prudential Retirement Fund - Hybrid Aggressive -... Hybrid Direct	₹31.32	13.07%	79.38%	126.14%	₹1,192	0.78%	Very High
ICICI Prudential Retirement Fund - Hybrid Aggressive -... Hybrid Direct	₹31.31	13.07%	79.32%	126.06%	₹1,192	0.78%	Very High
ICICI Prudential Retirement Fund - Hybrid Aggressive Hybrid Regular	₹27.99	11.51%	71.82%	110.61%	₹1,192	2.20%	Very High
ICICI Prudential Retirement Fund - Hybrid Aggressive Hybrid Regular	₹27.99	11.51%	71.82%	110.61%	₹1,192	2.20%	Very High
Aditya Birla Sun Life Retirement Fund - The 30s Plan -... Diversified Direct	₹24.43	14.11%	64.72%	84.95%	₹444	1.14%	Very High
Aditya Birla Sun Life Retirement Fund - The 30s Plan Diversified Regular	₹21.88	12.62%	58.32%	72.50%	₹444	2.43%	Very High

Top Funds from UTI Asset Management Co. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
UTI Silver ETF Fund of Fund - Direct Plan Fund of Funds Direct	₹29.58	110.66%	206.16%	0.00%	₹665	0.16%	Very High
UTI Silver Exchange Traded Fund ETF Regular	₹222.11	110.06%	203.62%	0.00%	₹1,480	0.59%	Very High
UTI Silver ETF Fund of Fund Fund of Funds Regular	₹29.25	109.94%	202.86%	0.00%	₹665	0.49%	Very High
UTI Gold Exchange Traded Fund ETF Regular	₹121.30	44.63%	139.38%	192.76%	₹4,382	0.52%	High
UTI Gold ETF Fund of Fund - Direct Plan Fund of Funds Direct	₹27.89	45.28%	139.11%	0.00%	₹1,413	0.15%	High
UTI Gold ETF Fund of Fund Fund of Funds Regular	₹27.46	44.73%	136.17%	0.00%	₹1,413	0.52%	High
UTI Nifty 500 Value 50 Index Fund - Direct Plan Index Direct	₹22.95	22.04%	120.87%	0.00%	₹750	0.70%	Very High
UTI Nifty 500 Value 50 Index Fund Index Regular	₹22.61	21.48%	117.77%	0.00%	₹750	1.14%	Very High
UTI Healthcare Fund - Direct Plan Sector Direct	₹360.62	15.09%	103.16%	109.59%	₹1,217	1.21%	Very High
UTI Healthcare Fund - Direct Plan Sector Direct	₹278.73	15.09%	103.16%	109.59%	₹1,217	1.21%	Very High

FAQs

What is the current NAV of UTI Retirement Fund - Direct Plan Growth?

The current Net Asset Value (NAV) of UTI Retirement Fund - Direct Plan Growth is ₹54.45 as of 19 Jun 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of UTI Retirement Fund - Direct Plan Growth?

The Assets Under Management (AUM) of UTI Retirement Fund - Direct Plan Growth is ₹4,607.75 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of UTI Retirement Fund - Direct Plan Growth?

UTI Retirement Fund - Direct Plan Growth has delivered returns of 2.14% (1 Year), 10.47% (3 Year), 10.31% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of UTI Retirement Fund - Direct Plan Growth?

UTI Retirement Fund - Direct Plan Growth has a risk rating of 'High' as per the SEBI Riskometer. This indicates the fund is suitable for aggressive investors with high risk tolerance. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for UTI Retirement Fund - Direct Plan Growth?

The minimum lumpsum investment required for UTI Retirement Fund - Direct Plan Growth is ₹500. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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