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Sensex
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Nifty
22,632.45
▼ -0.78%
22k Gold
₹ 13,235/gm
Silver
₹ 2,25,000/kg
Petrol
₹ 111.21
Diesel
₹ 97.83
LPG
₹ 941.50
Crude Oil
$ 111.35
USD
₹ 94.70
Sensex
73,209.38
▼ -0.68%
Nifty
22,632.45
▼ -0.78%
22k Gold
₹ 13,235/gm
Silver
₹ 2,25,000/kg
Petrol
₹ 111.21
Diesel
₹ 97.83
LPG
₹ 941.50
Crude Oil
$ 111.35
USD
₹ 94.70
UTI Retirement Fund
Regular
Direct
3 Year Absolute Returns
24.70% ↑
NAV (₹) on 21 Oct 2026
49.33
1 Day NAV Change
-0.19%
Risk Level
High Risk
Rating
-
UTI Retirement Fund is a Debt mutual fund categorized under Hybrid, offered by UTI Asset Management Co. Ltd.. Launched on 26 Dec 1994, investors can start with a minimum SIP of ₹100 or a lumpsum ... Read more
NAV History
Fund Details
Min. SIP Amount
₹500
Inception Date
26 Dec 1994
Min. Lumpsum Amount
₹ 500
Fund Age
31 Yrs
AUM
₹ 4,578.02 Cr.
Benchmark
CRISIL Debt Hybrid Index
Expense Ratio
1.63%
Scheme Type
Open Ended
Exit Load
1%
Returns Calculator
Investment amount per month
₹1,000
Over the past
Would have become
On total investment of
*Calculation based on past performance of this fund.
Asset Allocation
AUM
₹ 4,578.02 Cr
Equity
39.02%
Debt
40.93%
Other Assets & Liabilities
20.05%
Sector Holdings
| Sectors | Weightage |
|---|---|
| Government Securities | 16.78% |
| Current Assets | 14.34% |
| Finance & Investments | 9.13% |
| Finance - Banks - Private Sector | 8.38% |
| Finance - Banks - Public Sector | 6.36% |
| Non Convertible Debentures | 4.34% |
| Finance - Term Lending Institutions | 3.78% |
| IT Consulting & Software | 3.13% |
| Pharmaceuticals | 3.07% |
| Certificate of Deposits | 2.34% |
| Non-Banking Financial Company (NBFC) | 2.31% |
| Refineries | 2.12% |
| Mutual Fund Units | 1.75% |
| Construction, Contracting & Engineering | 1.53% |
| Cigarettes & Tobacco Products | 1.33% |
| Telecom Equipment | 1.17% |
| Power - Transmission/Equipment | 1.08% |
| Debt | 1.07% |
| Finance - Life Insurance | 0.99% |
| Telecom Services | 0.93% |
| Aluminium | 0.89% |
| Real Estate Investment Trusts (REIT) | 0.82% |
| Auto - Cars & Jeeps | 0.79% |
| Mining/Minerals | 0.77% |
| Auto - 2 & 3 Wheelers | 0.67% |
| Finance - Mutual Funds | 0.59% |
| Internet & Catalogue Retail | 0.56% |
| Oil Drilling And Exploration | 0.55% |
| Airlines | 0.53% |
| Logistics - Warehousing/Supply Chain/Others | 0.50% |
| Chemicals - Inorganic - Caustic Soda/Soda Ash | 0.49% |
| Cement | 0.47% |
| Diversified | 0.46% |
| Power - Generation/Distribution | 0.46% |
| Education - Coaching/Study Material/Others | 0.45% |
| Investment Trust | 0.43% |
| Retail - Apparel/Accessories | 0.42% |
| Domestic Appliances | 0.40% |
| Personal Care | 0.40% |
| Infrastructure - General | 0.38% |
| Realty | 0.36% |
| Auto - LCVs/HCVs | 0.35% |
| Finance - Reinsurance | 0.33% |
| Shipping | 0.31% |
| Entertainment & Media | 0.25% |
| Agro Chemicals/Pesticides | 0.25% |
| Paper & Paper Products | 0.24% |
| Hotels, Resorts & Restaurants | 0.24% |
| Textiles - Readymade Apparels | 0.17% |
| Short Term Deposits | 0.13% |
| Chemicals - Speciality | 0.13% |
| Exchange Platform | 0.12% |
| Steel - Seamless Tubes | 0.11% |
| Iron & Steel | 0.05% |
Stock Holdings
| Name | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|
| NET CURRENT ASSETS | 14.34% | ₹ 653.74 | Others |
| 07.18% MAT -24/07/2037 | 6.20% | ₹ 284 | Others |
| HDFC BANK LIMITED | 3.19% | ₹ 145.95 | Finance - Banks - Private Sector |
| 07.32% MAT -13/11/2030 | 3.11% | ₹ 142.19 | Others |
| 7.24% MAT- 18/08/2055 | 3.11% | ₹ 142.35 | Others |
| ICICI BANK LTD | 2.96% | ₹ 135.49 | Finance - Banks - Private Sector |
| RELIANCE INDUSTRIES LTD. | 2.12% | ₹ 97.26 | Refineries |
| EXPORT IMPORT BANK OF INDIA | 2.12% | ₹ 97.03 | Finance - Banks - Public Sector |
| INFOSYS LTD. | 1.96% | ₹ 89.72 | IT Consulting & Software |
| UTI - FLOATER FUND | 1.75% | ₹ 80.34 | Others |
| POWER FINANCE CORPORATION LTD. | 1.61% | ₹ 73.86 | Finance - Term Lending Institutions |
| 6.28% MAT- 14/07/2032 | 1.58% | ₹ 72.24 | Others |
| LARSEN & TOUBRO LTD. | 1.53% | ₹ 70.23 | Construction, Contracting & Engineering |
| ITC LTD. | 1.33% | ₹ 60.70 | Cigarettes & Tobacco Products |
| STATE BANK OF INDIA | 1.33% | ₹ 60.79 | Finance - Banks - Public Sector |
| 07.32% RAJASTHAN SGS Mat - 24/09/2035 | 1.20% | ₹ 55.04 | Finance & Investments |
| 7.73% WEST BENGAL SGS Mat - 04/02/2043 | 1.13% | ₹ 51.67 | Finance & Investments |
| ADITYA BIRLA CAPITAL LTD | 1.09% | ₹ 49.75 | Finance & Investments |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED | 1.09% | ₹ 49.88 | Finance - Term Lending Institutions |
| REC LTD | 1.09% | ₹ 49.95 | Others |
| POWER GRID CORPORATION OF INDI | 1.08% | ₹ 49.59 | Power - Transmission/Equipment |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | 1.08% | ₹ 49.50 | Finance - Banks - Public Sector |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 1.08% | ₹ 49.50 | Finance - Banks - Private Sector |
| 06.94% Mat- 11/05/2036 | 1.08% | ₹ 49.41 | Others |
| EXPORT IMPORT BANK OF INDIA | 1.07% | ₹ 49.08 | Finance - Banks - Public Sector |
| NABARD - 28/01/2027 | 1.07% | ₹ 48.90 | Others |
| 6.92% G SEC MAT- 18/11/39 | 1.06% | ₹ 48.56 | Others |
| 6.82% ANDHRA SGS MAT -04/06/2036 | 1.01% | ₹ 46.46 | Finance & Investments |
| BHARTI AIRTEL LTD. | 0.93% | ₹ 42.62 | Telecom Services |
| SHRIRAM FINANCE LTD | 0.83% | ₹ 37.88 | Non-Banking Financial Company (NBFC) |
| 6.99% WB SDL MAT - 29/09/2036 | 0.82% | ₹ 37.44 | Finance & Investments |
| MAHINDRA & MAHINDRA LTD. | 0.79% | ₹ 36.37 | Auto - Cars & Jeeps |
| COAL INDIA LTD. | 0.77% | ₹ 35.07 | Mining/Minerals |
| ADITYA BIRLA HOUSING FINANCE LTD | 0.76% | ₹ 35 | Others |
| LIC OF INDIA | 0.69% | ₹ 31.51 | Finance - Life Insurance |
| HERO MOTOCORP LTD. | 0.67% | ₹ 30.75 | Auto - 2 & 3 Wheelers |
| WIPRO LIMITED | 0.67% | ₹ 30.78 | IT Consulting & Software |
| VEDANTA ALUMINIUM METAL LTD. | 0.66% | ₹ 30.28 | Aluminium |
| 7.66% KERALA SGS Mat - 18/02/2039 | 0.64% | ₹ 29.37 | Finance & Investments |
| INDUS TOWERS LIMITED | 0.63% | ₹ 28.91 | Telecom Equipment |
| AUROBINDO PHARMA LTD. | 0.60% | ₹ 27.56 | Pharmaceuticals |
| INFO-EDGE (INDIA) LTD. | 0.56% | ₹ 25.71 | Internet & Catalogue Retail |
| OIL & NATURAL GAS CORPORATION | 0.55% | ₹ 25.38 | Oil Drilling And Exploration |
| REC LTD | 0.55% | ₹ 24.99 | Others |
| 08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 | 0.55% | ₹ 25.14 | Others |
| ADITYA BIRLA HOUSING FINANCE LTD | 0.54% | ₹ 24.89 | Others |
| AXIS FINANCE LTD | 0.54% | ₹ 24.64 | Others |
| BAJAJ FINANCE LTD. | 0.54% | ₹ 24.55 | Non-Banking Financial Company (NBFC) |
| BHARTI TELECOM LTD. | 0.54% | ₹ 24.81 | Telecom Equipment |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED | 0.54% | ₹ 24.87 | Finance - Term Lending Institutions |
| INDIAN RAILWAY FINANCE CORPORATION LIMITED | 0.54% | ₹ 24.81 | Finance - Term Lending Institutions |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | 0.54% | ₹ 24.89 | Finance - Banks - Public Sector |
| POONAWALLA FINCORP LTD. | 0.54% | ₹ 24.74 | Non-Banking Financial Company (NBFC) |
| SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 0.54% | ₹ 24.56 | Finance - Banks - Private Sector |
| INTERGLOBE AVIATION LTD | 0.53% | ₹ 24.35 | Airlines |
| CANARA BANK - 28/01/2027 | 0.53% | ₹ 24.46 | Others |
| SMALL INDST. DEV. BANK OF INDIA - 28/01/2027 | 0.53% | ₹ 24.45 | Others |
| 7.65% MADHYAPRADESH SGS Mat - 11/03/2040 | 0.53% | ₹ 24.41 | Others |
| AJANTA PHARMA LTD. | 0.53% | ₹ 24.37 | Pharmaceuticals |
| 07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/2029 | 0.52% | ₹ 23.86 | Others |
| 07.23% RAJASTHAN SGS Mat - 23/10/2035 | 0.52% | ₹ 23.99 | Finance & Investments |
| 6.96% AP SDL MAT - 06/08/2034 | 0.52% | ₹ 23.80 | Finance & Investments |
| 7.08% A P SGL MAT - 26/03/2037 | 0.51% | ₹ 23.53 | Finance & Investments |
| HCL TECHNOLOGIES LTD. | 0.50% | ₹ 22.81 | IT Consulting & Software |
| VRL LOGISTICS LTD | 0.50% | ₹ 22.91 | Logistics - Warehousing/Supply Chain/Others |
| GHCL LTD. | 0.49% | ₹ 22.43 | Chemicals - Inorganic - Caustic Soda/Soda Ash |
| GRASIM INDUSTRIES LTD. | 0.47% | ₹ 21.60 | Cement |
| CAPLIN POINT LABORATORIES LTD | 0.47% | ₹ 21.63 | Pharmaceuticals |
| DCM SHRIRAM LTD. | 0.46% | ₹ 20.92 | Diversified |
| TATA POWER COMPANY LTD. | 0.46% | ₹ 21.04 | Power - Generation/Distribution |
| NIIT LEARNING SYSTEMS LTD | 0.45% | ₹ 20.75 | Education - Coaching/Study Material/Others |
| REIT- KNOWLEDGE REALTY TRUST REIT | 0.44% | ₹ 20 | Real Estate Investment Trusts (REIT) |
| TORRENT PHARMACEUTICALS LTD. | 0.43% | ₹ 19.70 | Pharmaceuticals |
| RAYMOND LIFESTYLE LTD | 0.42% | ₹ 19.16 | Retail - Apparel/Accessories |
| ALEMBIC PHARMACEUTICALS | 0.41% | ₹ 18.85 | Pharmaceuticals |
| EMAMI LTD. | 0.40% | ₹ 18.27 | Personal Care |
| MOTILAL OSWAL FINANCIAL SERVIC | 0.40% | ₹ 18.49 | Finance & Investments |
| SUNDARAM FINANCE LTD. | 0.40% | ₹ 18.20 | Non-Banking Financial Company (NBFC) |
| CROMPTON GREAVES CONSUMER ELEC | 0.40% | ₹ 18.10 | Domestic Appliances |
| ADITYA BIRLA CAPITAL LTD | 0.39% | ₹ 18 | Finance & Investments |
| G R INFRAPROJECTS LTD | 0.38% | ₹ 17.43 | Infrastructure - General |
| REIT- NEXUS SELECT TRUST | 0.38% | ₹ 17.28 | Real Estate Investment Trusts (REIT) |
| INDUSIND BANK | 0.37% | ₹ 17.11 | Finance - Banks - Private Sector |
| PHOENIX MILLS LTD | 0.36% | ₹ 16.47 | Realty |
| INVIT - IRB INVIT FUND | 0.36% | ₹ 16.63 | Investment Trust |
| TATA MOTORS LTD | 0.35% | ₹ 15.80 | Auto - LCVs/HCVs |
| GENERAL INSURANCE CORPORATION | 0.33% | ₹ 15.33 | Finance - Reinsurance |
| PIRAMAL FINANCE LIMITED | 0.33% | ₹ 15.22 | Finance & Investments |
| UTI NIFTY 1D RATE LIQUID ETF – GROWTH ETF | 0.33% | ₹ 15.04 | Finance - Mutual Funds |
| DR REDDYS LABORATORIES LTD. | 0.32% | ₹ 14.47 | Pharmaceuticals |
| REC LTD | 0.32% | ₹ 14.53 | Others |
| GREAT EASTERN SHIPPING CO. LTD | 0.31% | ₹ 14.25 | Shipping |
| 6.98% MAHARASHTRA SGS MAT -25/06/2037 | 0.31% | ₹ 14.05 | Finance & Investments |
| ICICI PRUDENTIAL LIFE INSURA L | 0.30% | ₹ 13.52 | Finance - Life Insurance |
| MARKSANS PHARMA LTD. | 0.29% | ₹ 13.17 | Pharmaceuticals |
| GODREJ SEEDS AND GENETICS LIMITED | 0.27% | ₹ 12.34 | Others |
| GODREJ SEEDS AND GENETICS LIMITED | 0.27% | ₹ 12.31 | Others |
| TIPS MUSIC LIMITED | 0.25% | ₹ 11.56 | Entertainment & Media |
| UPL LTD. | 0.25% | ₹ 11.37 | Agro Chemicals/Pesticides |
| FEDERAL BANK LTD. | 0.24% | ₹ 11.13 | Finance - Banks - Private Sector |
| JK PAPER LTD. | 0.24% | ₹ 11.19 | Paper & Paper Products |
| MAHINDRA HOLIDAYS & RESORTS IN | 0.24% | ₹ 11.09 | Hotels, Resorts & Restaurants |
| NATIONAL ALUMINIUM CO. LTD. | 0.23% | ₹ 10.40 | Aluminium |
| NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT | 0.22% | ₹ 10.01 | Finance - Banks - Public Sector |
| CANARA BANK - 12/03/2027 | 0.21% | ₹ 9.70 | Others |
| S.P.APPARELS LTD | 0.17% | ₹ 7.85 | Textiles - Readymade Apparels |
| ROSSARI BIOTECH LTD | 0.13% | ₹ 5.97 | Chemicals - Speciality |
| NATIONAL STOCK EXCHANGE OF INDIA LIMITED | 0.12% | ₹ 5.70 | Exchange Platform |
| Nifty 5 yr Benchmark G-Sec ETF ETF | 0.12% | ₹ 5.33 | Finance - Mutual Funds |
| MAHARASHTRA SEAMLESS LTD. | 0.11% | ₹ 4.85 | Steel - Seamless Tubes |
| MAX FINANCIAL SERVICES LTD. | 0.11% | ₹ 4.94 | Finance & Investments |
| 7.88% ANDHRA PRADESH SGS 25/03/2046 | 0.11% | ₹ 4.96 | Others |
| AXIS BANK LTD. STD - MARGIN | 0.11% | ₹ 5 | Others |
| Nifty 10 yr Benchmark G-Sec ETF ETF | 0.10% | ₹ 4.65 | Finance - Mutual Funds |
| 07.73% HARYANA SGS Mat - 18/02/2045 | 0.08% | ₹ 3.81 | Finance & Investments |
| INVIT - INDUS INFRA TRUST | 0.07% | ₹ 3.21 | Investment Trust |
| VEDANTA IRON AND STEEL LTD. | 0.05% | ₹ 2.37 | Iron & Steel |
| 7.48% UTTAR PRADESH SDL 20/03/2036 | 0.04% | ₹ 1.94 | Finance & Investments |
| UTI BSE India Sector Leaders Exchange Traded Fund ETF | 0.04% | ₹ 1.67 | Finance - Mutual Funds |
| TORRENT PHARMACEUTICALS LTD. | 0.02% | ₹ 0.99 | Pharmaceuticals |
| 07.08% HARYANA SDL MAT - 26/03/2039 | 0.02% | ₹ 0.81 | Finance & Investments |
| CLEARING CORPORATION OF INDIA LTD. STD - MARGIN | 0.02% | ₹ 1.02 | Others |
| 7.19% MAHARASHTRA SDL-27/02/2040 | 0.01% | ₹ 0.67 | Finance & Investments |
Returns
| Annualised returns | ||||
|---|---|---|---|---|
| 9M | 1Y | 2Y | 3Y | |
| Fund returns | -1.54% | -1.72% | 1.08% | 7.64% |
| Category returns | -4.32% | -0.27% | 20.63% | 47.97% |
Fund Objective
The Objective of the scheme is to provide pension to investors particularly self-employed persons after they attain the age of 58 years, in the form of periodical cash flow up-to the extent of ... Read more
AMC Details
Name
UTI Asset Management Co. Ltd.
Date of Incorporation
01 Feb 2003
CEO
Mr. Vetri Subramaniam
CIO
Mr Vetri Subramaniam
Type
Bank Sponsored
Address
UTI Towers,
Gn Block,
Bandra Kurla Complex,
Bandra (East), Mumbai, Maharashtra, India - 400051
Website
https://www.utimf.com
Email
Top Funds from Solution Oriented - Retirement
Top Funds from UTI Asset Management Co. Ltd.
|
Scheme Name
|
NAV
|
Returns
1Y
3Y
5Y
|
AUM (Cr)
|
Expense Ratio
|
Risk Meter
|
||
|---|---|---|---|---|---|---|---|
|
UTI Silver Exchange Traded Fund
ETF
Regular
|
₹197.81 | 29.95% | 175.36% | 0.00% | ₹1,487 | 0.59% |
Very High
|
|
UTI Silver ETF Fund of Fund - Direct Plan
Fund of Funds
Direct
|
₹26.07 | 31.28% | 174.96% | 0.00% | ₹634 | 0.14% |
Very High
|
|
UTI Silver ETF Fund of Fund
Fund of Funds
Regular
|
₹25.74 | 30.84% | 172.06% | 0.00% | ₹634 | 0.46% |
Very High
|
|
UTI Gold ETF Fund of Fund - Direct Plan
Fund of Funds
Direct
|
₹27.50 | 12.08% | 132.27% | 0.00% | ₹1,515 | 0.07% |
High
|
|
UTI Gold Exchange Traded Fund
ETF
Regular
|
₹120.10 | 12.69% | 132.22% | 190.70% | ₹4,406 | 0.59% |
High
|
|
UTI Gold ETF Fund of Fund
Fund of Funds
Regular
|
₹27.05 | 11.65% | 129.44% | 0.00% | ₹1,515 | 0.46% |
High
|
|
UTI Healthcare Fund - Direct Plan
Sector
Direct
|
₹358.94 | 7.97% | 77.03% | 99.26% | ₹1,430 | 1.34% |
Very High
|
|
UTI Healthcare Fund - Direct Plan
Sector
Direct
|
₹277.44 | 7.97% | 77.03% | 99.26% | ₹1,430 | 1.34% |
Very High
|
|
UTI Healthcare Fund - Direct Plan
Sector
Direct
|
₹277.44 | 7.97% | 77.03% | 99.26% | ₹1,430 | 1.34% |
Very High
|
|
UTI Healthcare Fund
Sector
Regular
|
₹243.09 | 6.95% | 71.93% | 89.35% | ₹1,430 | 2.22% |
Very High
|
FAQs
What is the current NAV of UTI Retirement Fund Regular Growth?
The current Net Asset Value (NAV) of UTI Retirement Fund Regular Growth is ₹49.33 as of 21 Oct 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.
What is the fund size (AUM) of UTI Retirement Fund Regular Growth?
The Assets Under Management (AUM) of UTI Retirement Fund Regular Growth is ₹4,578.02 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.
What are the historical returns of UTI Retirement Fund Regular Growth?
UTI Retirement Fund Regular Growth has delivered returns of -1.72% (1 Year), 7.64% (3 Year), 7.31% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.
What is the risk level of UTI Retirement Fund Regular Growth?
UTI Retirement Fund Regular Growth has a risk rating of 'High' as per the SEBI Riskometer. This indicates the fund is suitable for aggressive investors with high risk tolerance. Investors should align their investment choices with their personal risk tolerance and financial goals.
What is the minimum investment amount for UTI Retirement Fund Regular Growth?
The minimum lumpsum investment required for UTI Retirement Fund Regular Growth is ₹500. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.
Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article
Top Mutual Fund House in India
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