Individuals can claim for deduction under Section 80D on payment of insurance for oneself, spouse, dependent children. One can claim deduction under this section up to Rs 25,000 per annum. Apart from this one can claim for additional deduction on payment of insurance of parents to the extent of Rs 25,000 if the age of the parents is below 60 years or of Rs 50,000 if the age of the parents is above 60 years. One can claim a maximum of Rs 1,00,000 of deduction under this section.
An individual can claim additional deductions up to Rs 5000 per annum on expenses related to the health check-ups. This limit includes the expenses incurred in the medical check-ups of all the family members including spouse, kids, parents.